The ERS designs its member services to encourage lifelong financial and retirement planning. The ERS is committed to providing each member with the resources necessary to anticipate future needs.

Member Education Programs
Member education programs are offered to all members and their significant others at many of the Commission's facilities. The programs provide an opportunity to meet the staff and ask questions.

The programs include:

• "FOCUS on Retirement" for new employees;
• On-site retirement programs; and,
• Specialty programs requested by employees, supervisors or departments.

General topics may include:

• ERS Benefits
• Social Security
• Medicare
• Retirement Planning
• Legal Protections

Member Resources

An Annual Benefit Statement is sent to all active, vested and non-vested members each year. This statement provides members with their account balance, credited service and projected normal retirement date.

One-on-One Counseling is available to all active members and potential retirees to discuss benefits, calculations and retirement options.

The Benefit Estimate provides members a projection of retirement benefits based upon a future retirement date, projected credited service and average annual earnings. Members can request a Benefit Estimate at any time.

Retirement Counseling is provided for those retiring from the Commission. The session is not mandatory, but highly recommended. ERS staff review retirement benefits, options, and assist members in completing the paperwork in order to begin benefits.

Publications are available to help members understand the benefits of belonging to the ERS, as well as, the health and financial position of the ERS.